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(970) 382-8147

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2855 Main Ave, Suite A102, Durango Colorado

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Welcome to Jay Short Insurance

Health & Life Insurance Simplified

Jay Short Insurance is a father & daughter insurance team, serving Durango since 1986.
As Health & Life Insurance Brokers, we specialize in Medicare, Group Business Policies and Individual Policies. We are a Connect for Health Colorado Enrollment Center ready to help you apply for financial assistance and enroll in the right health coverage for your circumstances.

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Health Insurance Brokers

Being “Brokers” means that we represent lots of health and life insurance companies and are able to shop the market and get our clients into the best policy options.

Medicare Specialists

We simplify healthcare services for folks 65 and beyond.

Individual and Group Policies

Medical, along with Dental, Life and Vision policies available for individuals and groups.

ICHRA Specialists

Business owners can offer Individual Coverage Health Reimbursement Arrangements (ICHRA) for their employees.

WHY CHOOSE US

We're Best Insurance Agent in Durango

Welcome to Jay Short Insurance.
We have proudly serve…
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WHO WE ARE

Serving Durango Since 1986

Jay Short Insurance is a father & daughter insurance team, serving Durango since 1986.
As Health & Life Insurance Brokers, we specialize in Medicare, Group Business Policies and Individual Policies. We are a Connect for Health Colorado Enrollment Center ready to help you apply for financial assistance and enroll in the right health coverage for your circumstances.

OUR SERVICES

We Ensure Professional Insurance Services

Feel free to contact us with any questions you may have.

Health and Life Insurance

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Delta Dental Plans

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VSP Vision Care Plans

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Travel Insurance

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OUR AGENTS

Meet Our Professional Team

Jay Short Insurance is a father & daughter insurance team, serving Durango since 1986.

Jay Short

I graduated from Fort Lewis College a long time ago and managed to build my life and career here in Durango. My wife, Sally Short, and I have two grown children- Merida and Dane, and a new granddaughter Juniper. As one of the most respected Health Insurance Brokers in town, I represent hundreds of individuals and dozens of group plans. The majority of my business is referral based. As an outdoor enthusiast you can find me out on the bike trails, on the river kayaking, or up on the slopes during my free time.

Merida Odiorne

Born and raised right here in Durango, I love working with my family business. I graduated from Fort Lewis College with a double major in Spanish and Sustainable Development in 2003. I became licensed to sell Life and Health Insurance in 2005 and joined my father’s Agency. My husband Bruce and I absolutely love spending time outdoors on two wheels or skis with our daughter Juniper. I am an owner of the agency, an active member in the community, and appreciate our long standing client relationships.

Forrest Jones

Born and raised in Santa Fe New Mexico, I have been a resident of the southwest my entire life, Settling in Durango in 1990 to attend Fort Lewis College. I majored in Business Administration at Fort Lewis College & married my college sweetheart Shona. Thanks to her I am a dedicated family man and the father of two young men. I have been a business owner and outdoor sports enthusiast all my life. The opportunity to work with Jay and Merida was an opportunity not to be missed as they share similar life values. Through my life I have participated in many outdoor activities- I enjoy time on a bicycle, on the snow, in whitewater and with wind sports. I am active in local charitable organizations and enjoy giving back to the community and helping those in need.

STEP BY STEP

How it Works

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Choose Insurance

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Select Your Agent

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Contact Agent

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PARTNERS

See Our Partners

We are Connect for Health Colorado certified brokers and enroll hundreds of clients on Affordable Care Act (ACA)
compliant plans, offering income-based subsidies when applicable.
I am extremely grateful to Jay Short Insurance for their exceptional service. Working with Forrest Jones has been an absolute pleasure and he has been very accommodating and flexible to my changing insurance requirements and needs. I have utilized Jay Short Insurance previously and they have consistently provided excellent assistance. I would strongly recommend this outstanding team to anyone in need of insurance.
MichaeleInsured
Deserves 6x stars! Despite open enrollment not being active, billing issues, letter of termination due to the billing issue, didn’t receive insurance cards in the mail and the agent being home with the flu Forest went over&beyond! He listened, understood, contacted the provider and fixed all the hiccups. The best part…I only made 1x phone call that was less than 5min. Highly recommend these guys! You will be happy you went with them!
ryan beyerInsured
I was having the hardest time trying to get health insurance (running around in circles) and I picked Jay Short Insurance for help based off of their lovely, inviting website and got on the phone with Forest Jones. He helped me right away and I was able to get insurance in less than 30 min. He explained every detail in a suffice way and took all of my stress away! I would recommend him for any assistance. Glad to be a client now. (:
Nicole ClaryInsured
Most painless (and enjoyable) health insurance sign-up process ever. Policies made human. Won't turn anywhere else for future help. Thanks Forrest!
Larissa RunkleInsured
My husband and I were interested in health insurance for ourselves and for his business. Merida gave us a lot of quotes and we found policies that saved us not only money, but the time it took to figure it out on our own. A lot of people don't know that a broker does not charge for their services, so with Merida at Jay Short, it is a win-win because you get the best broker (knowledgeable, professional, and caring) and end up saving money.
Arden PetersInsured
The world of health insurance is a complex land. A land that requires someone who continually studies and keeps up to date on the constant fluctuations. Merida has impressed me with her knowledge of health insurance options and how to get the best price with the best coverage. She really knows the system and gives advice that is honest and customized. I learned that having an insurance broker is free and can't see a single reason not to allow someone like Merida, who understands it far better than I, to guide me through the process of getting the best health insurance for me and my family.
RubiStarr RandazzoInsured
Merida is the best! Her knowledge for the health insurance industry is better than anyone I have ever worked with. But what takes Merida to the next level is how much she cares for each customer and makes their plan fit them.
Courtney HarshbergerInsured
Merida's knowledge and professionalism is such a breath of fresh air when it comes to the complicated world of health insurance. If you wonder if you're paying too much, call Merida, she's a wonderful asset for our community.
Fran SutherlinInsured
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CLIENTS

What Our Clients Say

At Jay Short Insurance, we love our clients. See what they have to say.

I am extremely grateful to Jay Short Insurance for their exceptional service. Working with Forrest Jones has been an absolute pleasure and he has been very accommodating and flexible to my changing insurance requirements and needs. I have utilized Jay Short Insurance previously and they have consistently provided excellent assistance. I would strongly recommend this outstanding team to anyone in need of insurance.
MichaeleInsured
Deserves 6x stars! Despite open enrollment not being active, billing issues, letter of termination due to the billing issue, didn’t receive insurance cards in the mail and the agent being home with the flu Forest went over&beyond! He listened, understood, contacted the provider and fixed all the hiccups. The best part…I only made 1x phone call that was less than 5min. Highly recommend these guys! You will be happy you went with them!
ryan beyerInsured
I was having the hardest time trying to get health insurance (running around in circles) and I picked Jay Short Insurance for help based off of their lovely, inviting website and got on the phone with Forest Jones. He helped me right away and I was able to get insurance in less than 30 min. He explained every detail in a suffice way and took all of my stress away! I would recommend him for any assistance. Glad to be a client now. (:
Nicole ClaryInsured
Most painless (and enjoyable) health insurance sign-up process ever. Policies made human. Won't turn anywhere else for future help. Thanks Forrest!
Larissa RunkleInsured
My husband and I were interested in health insurance for ourselves and for his business. Merida gave us a lot of quotes and we found policies that saved us not only money, but the time it took to figure it out on our own. A lot of people don't know that a broker does not charge for their services, so with Merida at Jay Short, it is a win-win because you get the best broker (knowledgeable, professional, and caring) and end up saving money.
Arden PetersInsured
The world of health insurance is a complex land. A land that requires someone who continually studies and keeps up to date on the constant fluctuations. Merida has impressed me with her knowledge of health insurance options and how to get the best price with the best coverage. She really knows the system and gives advice that is honest and customized. I learned that having an insurance broker is free and can't see a single reason not to allow someone like Merida, who understands it far better than I, to guide me through the process of getting the best health insurance for me and my family.
RubiStarr RandazzoInsured
Merida is the best! Her knowledge for the health insurance industry is better than anyone I have ever worked with. But what takes Merida to the next level is how much she cares for each customer and makes their plan fit them.
Courtney HarshbergerInsured
Merida's knowledge and professionalism is such a breath of fresh air when it comes to the complicated world of health insurance. If you wonder if you're paying too much, call Merida, she's a wonderful asset for our community.
Fran SutherlinInsured
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Need information?

Call us today with any questions you might have, we are here to help you!

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Thank you for your inquiry. We are happy to answer questions and provide quotes for Health and Life Insurance. Health Insurance enrollments may be limited to certain enrollment periods, including the annual open enrollment period every January and other special enrollment periods for when you have “life changing events” like losing your prior coverage due to loss of employment, getting married, having a baby, moving….things like that. Businesses are eligible to establish a new employer plan anytime throughout the year. We are certified brokers through Connect For Health Colorado.

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